Terms of Service
NO RECOMMENDATIONS OR ADVICE:
All financial decisions you make are your responsibility and you should consult a financial advisor who understands and knows its special financial circumstances before you make any financial decision. Nothing on the website should be interpreted as a financial recommendation for you. Website administrator is not responsible for any damages incurred by the visitor of this website.
These Terms of Service (hereinafter the “terms”) are issued by Manaloans.com (hereinafter the “Manaloans.com” or „Website administrator“ or „we“) for this website’s visitors (hereinafter the “visitor”, or “you”).
340 S LEMON AVE #1512
WALNUT, CA 91789
The visitor hereby declares that it has duly read these terms. The visitor must be at least 18 years of age to use our website. By using our website and using financial services from financial service providers, the visitor warrants and represents that he is at least 18 years old.
This website shall enable the visitor to make his own decision about suitable financial provider. Manaloans.com is only a Website administrator and does not contribute in any way to the visitor’s choice of financial provider (hereinafter “lender or lending partner”).
By submitting your information to Manaloans.com, you provide your express written consent in accordance with the Fair Credit Reporting Act for Manaloans.com’s selected lenders or lending partners with whom you are connected to obtain your consumer credit profile or other contractual information. While the soft inquiry that Manaloans.com’s lenders or lending partners may initiate will not affect your credit score, keep in mind that credit inquiries from selected lenders or lending partners are likely to affect your credit score.
By using the services available on this website, you agree to receive electronically all publications, notices or other records that we, lenders or lending partners or our third party partners must provide to you in writing regarding your loan application (eg written the disclosures required by the Lending Truth Act and the Equal Credit Opportunities Act). Each time you apply for a loan through this website, you agree to receive electronic communications regarding the specific loan application and the resulting loan, if any. Your consent does not cover any future transactions between us, lenders or lending partners or our third party partners. Lenders or lending partners or third party partners may ask you to agree to another electronic consent agreement (or similar agreement). You are responsible for reading and understanding the terms of these other consent agreements.
RIGHTS AND RESPONSIBILITIES, NO WARRANTIES REGARDING PROVIDERS
We make no representations, warranties or warranties, express or implied, with respect to any lender or lending partner or other third parties, including those who are permitted on our website. The Website administrator expressly disclaims all liability and responsibility related to the lender or lending partner’s site or other third parties. The Website administrator is not a party to any transaction between you and lender or lending partner, or other third party.
We assume no responsibility for the relationship and interaction between you and lender or lending partner or other third party. You agree that services on this website are provided “as is” and as “available”. All information, data, suggestions, content, offers and other materials that is displayed on this website are for informational purposes only. Such content does not constitute our professional advice.
We do not warrant that any provider will approve your loan application, give you a loan offer or otherwise provide your product or service. If a lender or lending partner offers you a product or service or approves your request, we do not warrant that the terms, rates or offers, if applicable, are the best terms or the low that we are not a partner of trading, contract or performance of any product or services of the provider. We have no obligation to verify or monitor and we do not warrant any information provided by users to us or provided to you on our site by lenders or lending partners or other third parties. Acceptance of offers is your responsibility.
Any products or services advertised on this site or made available after receiving a financial product from the issuer are and remain the sole responsibility of the respective lender or lending partner. All obligations associated with the processing of loan applications must be fulfilled by a specific lender or lending partner (provider of financial products). You acknowledge and agree that the Website administrator is not a creditor and is not a creditor or publisher of the products listed on this site.
You may not modify, copy, distribute, sell, make available, republish or upload any content on thiswebsite without the Website administrator’s prior written consent. No intellectual property or other rights will be transferred to you as a result of using this website.
LIMITATIONS OF LIABILITY
No warranty of accuracy or reliability:
The Website administrator does not warrant or make any liability or liability for the accuracy or reliability of any errors, errors or other inaccuracies in the information, content or materials available. It is your responsibility to confirm the accuracy of the information displayed on the site or provided through the service directly with the lender or lending partner. To the maximum extent permitted by applicable law, the Website administrator does not guarantee continuous, error-free, virus-free or secure operation and access to the web, content, and services, or subscription, or any information.
The Website administrator shall bear no liability for any event where the relevant performance cannot be provided under the terms due to technical or other reasons caused by force majeure or some other cause independent of the Website administrator (e.g. failure to complete a task due to non-functional hyperlink, server downtime etc.) and the visitor agrees with this.
The visitor agrees that the mutual communication shall take place primarily by electronic means (e-mail).
By using this website, you agree to indemnify and hold Website administrator, its subsidiaries, agents, officers, and other partners harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of this website.
Website administrator may change or amend these Terms of Service at any time; the new version of these Terms of Service shall become effective as of the date set out by the Website administrator.
If any provision of these terms proves to be or becomes invalid or unenforceable, such circumstance shall have no effect on the other provisions hereof, unless implied otherwise by the mandatory provisions of law.
These Terms of Service are valid and effective as of 10th of December 2020.